Bluecode is a mobile payment method. Bluecode makes paying with an app-enabled device (“terminal”), such as your smartphone, as simple as it is ingenious. It's simple, rewarding and secure. Every time you open the Bluecode app, a new blue barcode (“Bluecode Token”) appears. The Bluecode Token is scanned by the retailer and payment is made. At some retailers and online stores, a QR code can also be scanned with the app to trigger a payment.

Once you have downloaded the Bluecode app to your device free of charge, you can connect Bluecode to your bank account. Bluecode will not receive your name or account details. This data remains with your bank or, in the case of the Bluecode direct debit procedure, with a licensed billing partner/direct debit processor and a new, unique Bluecode token (blue barcode) appears each time you open the Bluecode app. When paying with Bluecode, you must present this blue barcode to the merchant so that they can accept the Bluecode payment, e.g. by scanning the Bluecode token. By showing the Bluecode token, you declare bindingly that you wish to pay with Bluecode. The payment process is completed within 300 milliseconds. Have you noticed anything? It sounds damn fast. And it is! And you don't have to touch any PIN entry devices to pay for anything - there may also be other methods of paying with Bluecode besides scanning, such as photographing a QR code.

There are two ways to link your bank account with Bluecode:With partner banks, you can log in immediately and directly in the app or in your bank's online banking. This registration is particularly fast and possible at all Bluecode partner institutions.at all other banks, you can register using a SEPA direct debit procedure (“Bluecode direct debit procedure”). In this case, when you register for Bluecode, you issue a direct debit mandate to a licensed billing partner who processes your Bluecode payments (direct debits) on behalf of the merchant's payment service provider (current billing partners are: Payone GmbH, Volksbank eG). The direct debit processor or billing partner is supported in the registration process by a technical service provider, Secure Payment Technologies GmbH.

Security is one of the most important factors in payment processing, for you and for us. To ensure that no one can use third-party accounts, the billing partners or direct debit processors use their own bank services (e.g. EPS, Giropay) or licensed third-party service providers (e.g. Klarna, Tink) to verify the authority to dispose of accounts. account verification is only used to check the user's authorization (= successful access to the account), no financial data from the account is used to create a scoring or similar.

Bluecode was launched in Austria in 2015 and is now available in 85% of all grocery stores. For example at Billa, BIPA, Billa PLUS, Spar, Interspar, M-Preis, Sutterlütty and ADEG, to name just a few. You can also pay with Bluecode at innovative bakeries such as Felzl or Felber, in underground car parks, cinemas, petrol stations and many restaurants.Bluecode is also available nationwide in Germany at retailers from various sectors. In addition to Rossmann, Müller and Globus, our acceptance points in Germany also include soccer stadiums and many other partners, and you can also use our interactive map of Bluecode acceptance points.

You can use Bluecode free of charge.

With Bluecode, you can finally pay securely and quickly with your app-enabled device, such as your smartphone. At selected retailers (e.g. Hartlauer, Hervis and Ecodrom), you can even link your customer card or digitize your collection passes fully automatically. One scan is enough and all the steps are done in no time at all! You'll never need your customer card at these retailers again and loyalty cards will never get lost again.you can find our digital value-added services (vouchers, loyalty cards, cards, etc.) in the Bluecode app under “Discover”.

The Bluecode app brings the familiar collector's pass into the mobile age. This means that you always have the collection pass from your favorite bakery with you, for example, and don't have to take it out of your wallet and have it stamped every time you shop. With Bluecode, this works completely automatically: simply pay with your mobile device and the stamps are stored digitally in the app. When your stamp pass is full, you will receive a voucher that is automatically redeemed the next time you pay with Bluecode.

Especially when it comes to money, security is a top priority. For this reason, we have created Bluecode, a technology and solution that not only protects your money, but also your data. Bluecode is a highly secure payment method because: A new Bluecode token (blue barcode) is created for each individual payment and each Bluecode token can only be used once. No confidential data is transmitted in the payment cycle. Bluecode does not store any personal data or other information that would allow conclusions to be drawn about the user's account or identity.