Your Payment App.
100% from Europe.

With the Bluecode App you pay flexibly and securely. No international credit cards, debit cards, or Big Tech.

Always the best choice

Pay anywhere where our partners are.

For broad availability we cooperate with strong partner networks. This enables you to pay with Bluecode across Europe and beyond.

Your payments are always securely processed by Bluecode in Europe.

Coming soon Logos von Diners Club® und Discover®

Logos von Diners Club International und Discover

Diners Club® | Discover® Network

Coming soon! Pay anywhere you see Diners Club® or Discover® Network. At millions of NFC terminals across Europe - and soon worldwide.

Bluecode®

Many major merchants in Germany and Austria are direct Bluecode acceptance partners. Pay anywhere you see the Bluecode logo.

Alipay+

Alipay+ enables payments via local QR code networks across Asia. Pay on your Asia trip wherever you see logos of Alipay+ partners.

Smart recommendation in the app

Your app always shows you the right payment method for your situation.

Top up and Pay

Bluecode Balance

Set up a Wallet in a few steps, add balance and pay with ease. With your balance you stay in full control of your spending at all times.

Maximum security: No sharing of sensitive bank or card data
Full cost control: You only spend as much as you have loaded as balance
Ready to use immediately: Top up balance in seconds via real-time transfer

Young woman strolling on a shopping street and smiling at her smartphone.

Save time & money

Features for Your Everyday Life

Discover many additional features that make your everyday life easier: save on refueling, explore insurance, or gift Last-Minute vouchers.

Man standing at the gas pump holding a smartphone. The tank feature is visible on the Bluecode App screen.

Refuel and pay conveniently via the app

Woman at home viewing the insurance in the Bluecode App

Discover insurances from Ovina and book easily through the app

Woman on the couch viewing digital vouchers in the Bluecode App

Send vouchers as gifts or use them yourself

Man holding smartphone with Bluecode App open. The screen shows a map and the selected parking zone; parked cars in the background.

Book parking tickets via the app

160 million places. One app.

Pay worldwide with Bluecode

Your European payment app works wherever you see our partner logos. In Berlin, Vienna, or Tokyo. So you can focus on the important things.

Explore our Map

in just three steps

Start Your Mission!

Forget credit cards, debit cards, and Big-Tech wallets.

Choose an independent path that we Europeans have in our own hands - from start to finish.

App Store Google Play

Get Bluecode App

Download the Bluecode App for free from the App Store or Google Play.

Top up balance or connect an account

Create a balance account and top up your desired amount or directly connect your bank account of a Bluecode partner bank.

Pay!

Enjoy paying independently and European. Every payment makes a difference!

Blue-black gradient background with EU stars

Digital sovereignty starts with paying

For an independent Europe.

Bluecode is a European solution, developed and run in Europe. We rely on the highest data protection standards and a fair payment ecosystem for merchants and consumers.

European technology
Developed and operated in Europe.

Independent & cooperative
Open payment infrastructure without Big Tech dependency.

Privacy-focused
Your data stays with you and your bank under strict EU data protection rules.

Ready?
Let's make a difference now!

App Store Google Play

Frequently Asked Questions

Here you will find answers to the most frequently asked questions about the Bluecode App.

Bluecode is an independent European payment system that enables secure mobile payments.

You can use Bluecode to make payments in many countries in Europe, Asia, North America and South America. The Bluecode acceptance network is growing continuously. You can find the countries currently available on our website or directly in the app.

Signing up for Bluecode only takes only a few minutes:

Download the Bluecode app – free on the App Store or Google Play.
Set up your personal Bluecode Balance and add funds, or connect your bank account of a Bluecode partner bank.
Start paying the European way – simple, independent, and secure. Every payment makes a difference.

Yes. You can also use Bluecode with a balance.

Simply create your personal Bluecode Balance in the app and add funds. This way, Bluecode is available to everyone – regardless of your bank.

If your bank is a Bluecode partner, you can connect your account directly.

To use all features without restrictions, we recommend setting up a Bluecode Balance account, which you can easily create in the app.

Paying with the Bluecode app is free for users.

Paying with Bluecode is secure. Protecting your data and payments is our top priority.

One-time transaction codes:
Each payment is generated with a unique code that can only be read and processed by authorized partner banks.
Data protection:
Bluecode does not store personal data. This remains with your bank. Bluecode only transmits the necessary payment information between your bank and the merchant – always encrypted.
App security:
Your Bluecode app is protected by Face ID, fingerprint, or PIN. This ensures that no unintended payments can be made.

Bluecode processes payments in accordance with strict European data protection and security standards.

To use Bluecode abroad, please set up your Bluecode Balance and add funds. Make sure your smartphone is connected to the internet while you’re abroad.

You can recognize available acceptance points abroad by the logos of our partner networks, which are shown in the app.

Your Payment App. 100% from Europe.